UNAIR NEWSÌý– The 4th industrial revolution is the new generation of industrial revolution covering various types of technology, from 3DÌýprintingÌý,Ìýrobotics, to new types of materials and automation systems.ÌýStudent Executive Board (BEM) UNAIR heldÌýan International Seminar as one of the series ofÌýInternational Development Student ConferenceÌý.ÌýThe international seminar entitled The 4ÌýthÌýIndustrial Revolution was held on Friday, Ìý(10/11).
“By discussing the current issue on industrial revolution in a student conference and this seminar, hopefully it can improve the network among students.ÌýWe from the Faculty of Economics and Business (FEB) officially opened this event, “said Dr.ÌýRudi Purwono, Vice Dean I FEB UNAIR when giving a speech.
In the first session, the seminar held at the Fadjar Notonegoro Hall, was attended by Members of the Board of Commissioners of the Financial Services Authority (OJK) Ahmad Hidayat, MBA and Henry Pariaman from PT. Pembangkit Listrik Jawa-Bali.ÌýIn that occasion, Ahmad explained various examples of businesses onÌýfinancial technology.
“The collaboration and development of Gojek, Buka Lapak, and other businesses show thatÌýfinancial technologyÌýprovides space to grow so that it will provide a different experience for users,” said Ahmad.
Ahmad also explained that OJK is preparing aÌýregulatory sand box, which is a trial container for technology-based enterprises.ÌýLater, after graduating from theÌýsand box, they certainly will be accepted by the market.ÌýIn addition, OJK does not discriminate programs by sector, for example in the field of tourism, currently the growth of the tourism sector is very high.
“The start-up tax itself should be balanced betweenÌýpromote growthÌýandÌýgenerate income.ÌýIf the tax is too high, then theÌýstart-upÌýwill not grow.ÌýBut otherwise if it is too straight, the management won™t be good, “explained Ahmad.
Furthermore, to keep up with the current pace of technological developments, Ahmad explained that OJK is constantly striving to strategize so that entrepreneurs are not skeptical about the guarantee of lending capital.ÌýIn fact,Ìýfuture income, cash flow, trust management can be used as collateral.
“It’s just a matter of communication.ÌýOJK does not stay quiet, but it continues to encourage small businesses in the village.ÌýThen from theÌýsupply side, we encourage banks to give loans.ÌýMeanwhile, from theÌýdemand side, we encourage small businesses to beÌýbankable, “he concluded.
Author: Siti Nur Umami
Editor: Nuri Hermawan
